This year we have again decided to send Christmas Cards by email and use the savings to make a charity donation. We hope you are on our mailing list and receive the e-card but if you are not, may I take this opportunity to wish you a very happy Christmas and New Year. We do send a number of emails out each year and if you wish to be included on our list, please email Read more…
“I don’t trust ISAs – they lost me money!” I hear a similar statement all too often and every time I do, I’m a little bit heartbroken. Why? Because ISAs are great and, believe me, if you ever lost money in an ISA, it was not the ISA’s fault. Think of your investment as a bag of pick’n mix sweets – chocolate éclairs, lemon sherbets, raspberry bon bons, vanilla fudge… anything that suits your mood, Read more…
Welcome to our new website which we have designed in conjunction with Sutton Silver of Chester to provide easier navigation and fresh content. Existing clients can access information about their investments through our login button which provides links to the various platforms we use. Feel free to download our financial bulletin “Smart Money” by clicking the link on the bottom right. This will be published bi-monthly. We hope you like the new site and welcome Read more…
I am delighted to report that the Chartered Insurance Institute (CII) has awarded the prestigious “Chartered Financial Planners” title to Chadwicks. Chartered status is an exclusive title only awarded to firms which meet rigorous criteria relating to professionalism and capability. All Chartered Financial Planners commit to the CII’s Code of Ethics, reinforcing the highest standards of professional practice in their business dealings. In addition to our new Chartered status as a firm, three of our Read more…
We are delighted to welcome Donna Robinson as an experienced new adviser at Chadwicks. Donna has eleven years experience in personal financial planning at Lloyds Banking Group together with her most recent experience at St James Place Partnership. Donna enjoys building long term relationships with clients and helping them to achieve their goals. She is fully qualified to Diploma status and will continue her studies to work towards Chartered status in future. A photo will follow Read more…
Many of our clients express their strong dissatisfaction with the interest rates currently available on bank and building society deposit accounts. Even taking a fixed one year or two year rate or a notice account fails to provide an inflation beating rate of return. For some time now I have been looking at “Peer to peer lending” websites such as Zopa, Ratesetter and Funding circle. These work on the principle of crowdfunding where lots of Read more…