Pension Planning

Pensions Planning Advice

How We
Can Help

Regularly putting aside money during your working life is still probably the best way to ensure you have a comfortable and enjoyable retirement. At Chadwicks, our team of professional investment specialists can assist in your choice of pension plan.

Pension Planning

Two main phases of pension planning:

Accumulation

You may be employed, self employed, or a company owner and have existing pensions in place – either occupational or personal.

We can project your expected pension figure at your chosen retirement age, and recommend what to do now to help you achieve this.

Having more than one pension scheme can make retirement planning more difficult to understand and manage.

Our friendly team of experts will translate the jargon, explain clearly the current position and help you find out whether your arrangements match your long-term aims.

Decumulation

At retirement there can be a perplexing choice of options on how to take your retirement benefits.

We help you to consider them all, covering topics such as annuity purchase, phased retirement, capped and flexible drawdown and death benefits.

You may more than one pension plan in place. We take into account your tax position, income requirement and attitude to risk in order to advise you on the most suitable solution.

Free Initial Consultation

If you are having thoughts about using a financial adviser. You can find out more about Chadwick services with a free initial consultation. Whether by phone, in person or video call. 

Chadwicks IFA

Pension Planning Process

Having a pension plan in place can be a great way to secure your financial future. As of 2015, people from the age of 55 have been able to access their pension more flexibly. Great news for many, but its also important to understand how a pension affects your income. The team at Chadwicks IFA have over 100 years combined experience when it comes to pension planning. We have dealt with various schemes including LGPS, USS, TPS, NHS and many private pensions. When someone approches us to help with pension planning, we follow the below process. 

01

Partner With A Financial Adviser

We will partner you will a qualified adviser who specialises in your area of interest.

02

Learning About Your Financial situtaion

An initial consultation will be arranged. Whether by phone, video call or in person depending on your situation.

03

Prepare Your Bespoke Report

Your Chadwicks adviser, along with a member of our paraplanner team will prepare your bespoke report. 

Choosing Chadwicks IFA

We realise that there are many options when it comes to pension planning. Here are just a few reasons to speak with Chadwicks IFA.

Over 100 years of collective experience

Advising clients for over two decades

Chadwicks Pension Planning

Find out more about Pension Planning:

To arrange a free initial consultation or speak with a member of our team. Simply contact us using the form on this page. Alternatively, call or email us using the below details:

Chester

01244 317 111

London

020 7692 0615

Email

website@chadwicksifa.com

Free Initial Consultation

To arrange a free initial consultation with one of our qualified Financial Advisers. Simply place your details into the form below and we will be on contact.