We are on the move shortly but not very far! We are moving the office to the floor below us in Pulford House this Saturday 17th December. If you will be visiting us just come to the main door in Pulford House and our new office is on the ground floor immediately to the left. The good news is we have more reserved parking and this is located in the gravel area to the rear Read more…
Chadwicks Guide to Brexit Please click the link below to read our guide to Brexit. If you have any problem opening the document or any questions about the content, please let us know. Click here
Following the latest Budget on 16th March 2016 we have put together a guide on what the changes mean for you. Highlights include the new Lifetime ISA, Stamp Duty changes and a welcome reduction in Capital Gains Tax rates. To view the guide click on the “Read Now” button at the top right hand side of our homepage.
It is fair to say we are a little shocked at the recently announced reinvestment terms for these very popular Bonds. The first batch of 1 year Bonds which currently pay interest of 2.8% gross/AER are due to mature on 15th January 2016. There are three options on maturity. Customers can reinvest in a new 1 year Bond, reinvest in a 2, 3, or 5 year Bond or cash in. It is the new rates of Read more…
Now we have had time to digest the latest budget, it has become clear that the headline about the Inheritance Tax threshold rising to £1 Million requires a little closer examination. The current nil-rate band is frozen at £325,000 until 5 April 2018 and this will continue to apply until April 2021. On the second to die of a married couple or civil partnership, any unused nil-rate band of the first to die, can be claimed making the Read more…
The ability to access your pension funds without having to buy an annuity has led to pension product providers being inundated with calls from policyholders since the start of the tax year. Anecdotally, only a small percentage of policyholders have actually gone ahead and made lump sum withdrawals. Clearly many people understand that pension funds were primarily designed to provide an income for life rather than easy access to a cash lump sum from age Read more…