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With the shocking and sad news that Russia has invaded the sovereign country of Ukraine, investors are experiencing a time of market uncertainty and volatility. Negative shocks are a part of long-term investing, and it is worth remembering that taking some risk has historically been the only way to beat the effect of inflation. Reasonably, investors may consider in times of uncertainty what action is being taken by the investment managers of their portfolios and Read more…

Welcome to our latest edition. Inside, we look at New Year’s tax saving resolutions to make sure you are fully utilising your relevant tax planning opportunities. With the tax year end (5 April) on the horizon, taking action now may give you the opportunity to take advantage of any remaining reliefs, allowances and exemptions. On page 08 we have provided some key tax and financial planning tips to consider prior to the end of the Read more…

Last month the consumer price index (CPI), a measure of inflation, rose to 5.1%. This was higher than expected and it has not been higher since September 2011. The Bank of England decided today that the Bank Base Rate will increase to 0.25% which was something of a surprise but indicates a desire to help curb inflation. This is still a very low rate by historical standards and Banks and Building Societies can be slow Read more…

Welcome to our November/December 2021 magazine. This issue was written prior to the Chancellor of the Exchequer, Rishi Sunak, presenting the second UK Budget of 2021 on Wednesday 27 October. We will look at the key announcements included in the Chancellor’s red box in the next issue. Inside, ‘How can I protect my money from inflation?’ is a question that many people may be asking themselves right now. In the current economic climate, rising inflation Read more…

For over 20 years, the team at Chadwicks have been providing Financial Advice to individuals alongside our Financial Education & Wellbeing support, provided to organisations. Over the years we have worked with a range of companies including large FTSE 100 organisations, local councils and small private businesses. It’s a service that continues to grow and one we take great pride in. Since June 2020, our team of 6 advisers, in addition to looking after our Read more…

Welcome to our September/October 2021 issue. Inside, we look at how having a financial plan in place early on can make it easier to manage your money further down the line. It’s never too early to make a financial plan. The sooner you work out your goals and start following a plan to achieve them, the more likely you are to succeed. On page 06 there are three key questions to ask yourself when building Read more…