We are expanding!

Recently Chadwick’s has gone through a phase of expansion and can now proudly announce the opening of our new office in central London. The new address in Pall Mall will help us serve our ever-growing client base in the south east of England and to support Martin Smith – our Rochester based financial adviser. Our new London based office will also help us in our mission to support organisations educate their staff with workplace financial Read more…

Directors & Owners Financial Planning

Tuesday 22nd May – 09:30 – 11:00 Taking place at Chester Racecourse Our complimentary event is specifically designed for local business owners and directors to help with financial planning.   We will be discussing: Personal Planning Personal Investments – Key Insights IHT – New Allowances & Planning Pension Freedoms – What do they mean Corporate Planning Cash Management – Making the most of cash Key Person Cover – Your most valuable assets Staff Benefits – Read more…

Volatility in the markets

‘Stock Markets plunge!’ ‘The day after the Big Sell-off!’ ‘Volatility grips world stock markets as FTSE 100 bleeds £50bn’. Just a few of the quite dramatic headlines have been produced from the last few days volatility in the global stock markets. It is, however, rare to see similar headlines describing billions being added on to the FTSE 100. As we all know, bad news sells, and journalists – whether they are economic, political or showbiz Read more…

“Complex” Inheritance Tax rules to be reviewed.

The Chancellor of the Exchequer, Philip Hammond has written to the Office of Tax Simplification asking them to review the current Inheritance Tax (IHT) rules with the view of simplifying the “particularly complex” system, making it “fit for purpose”. The assessment of the deceased estate, the calculation of the tax due, how returns are submitted and when, and the interpretation of the various legacy clauses that still exist, make the process of administering an estate Read more…

Open Banking – a revolution or a risk?

Heralded as one of the ‘most exciting developments in financial services for years’, Open Banking launched on Saturday 13th January 2018. Nine institutions – eight Banks (Allied Irish Bank, Bank of Ireland, Barclays, Danske, HSBC, Lloyds Banking Group, RBS Group and Santander) and one Building Society (Nationwide) – will be required from Saturday to share their data with third parties. The aim of Open Banking is to increase competition and innovation with the hoped outcome being Read more…

When do you plan to retire?

When we ask our clients when they plan to retire, many will state their State Retirement age as a default answer. Whilst your state pension age is the earliest you can receive your state pension, it doesn’t have to be the date you ‘retire’. Whilst it’s never too late to plan for your retirement, the earlier you do start, the more control you may have on the day you decide to retire on. Here are Read more…